SharperLending is a new and exciting web-based platform that offers one secure place to order all the reports you need to help you not only close loans more efficiently and effectively, it is also designed to help save you time and money as well. Best of all, access to this web-based platform is free, you only pay for the reports you need! Each report is stored on a secure site, so you only have to go to one place to track and access all of your loan documents, no more bouncing between different service provider websites or systems to order/view your loan documents when you can now order all the loan reports you need from one secure site!

Work ANYTIME, ANYWHERE!

Below is a current list of the different products and service providers that we have to offer via the SharperLending platform. For more information about any of the products and services below as well as pricing, please visit our Contact Us web-page and send us an e-mail about the products you are interested in.

Single, Double or 3 merged infile reports available through Equifax, TransUnion or Experian.

Service Provider:

1. Credit Data Systems

Basic or Life of Loan reports available from all of the flood vendors listed below.

Service Provider(s) to choose from:

1. Determination Processing Services (DPSI)
2. Federal Flood Certification Corp.
3. First American Flood
4. FNIS (Fidelity Flood Services)
5. First Lenders Equity
6. National Flood Research

What is an AVM?

“ AVM” is the acronym for Automated Valuation Model. An AVM is a computerized system designed to simulate the traditional appraisal process and provide residential property valuations. AVMs vary widely in accuracy, reliability and usefulness based upon numerous factors including data quality, real estate fundamentals, complexity of the underlying technology and areas of coverage.

The term “automated valuation model” is actually descriptive of an AVM’s functionality. Automated differentiates computerized AVMs from the manual process used by human appraisers. Valuation describes the output and purpose of the system, relative to residential real estate. Model refers to the algorithms, methodologies and technologies used by the AVM to analyze data and produce a valuation estimate.

Service Provider(s) to choose from:

1. Basis 100
2. CASA (Case-Shiller Weiss)
3. Freddie Mac HVE
4. HPA 2000
5. Net Value
6. PSAR
7. SiteXvalue
8. ValueFinder
9. ValuePoint
10. ValueWizard
11. Veros

Service Provider(s) to choose from:

1. DRI Title
2. Fidelity Title Orange County
3. General American Corp. (GAC)
4. Mercury Title
5. National Real Estate Information Service
6. Netco Title
7. TransContinental Title
8. Value America

Service Provider(s) to choose from:

1. American Title – (covers all 50 states)
   Services offered: Legal & Vesting report, Property report, Full Closing, Sub-Escrow/Disbursements (Funding), Witness Only Closing and Recording Service (does not inc. county fees).
   
   
2. DRI Title & Escrow - (covers all 50 states)
   Services offered: Legal & Vesting report, Property report, Full Closing, Disbursements (Funding), Witness Only Closing and Recording Service (does not inc. county fees).
   
   
3. Rapid Tract - (Equity loans only – CA & FL only)
   Services offered: Property Report and Deed Report.

Service Provider(s) to choose from:

1. American Title (EPN Solutions)
   Services offered:
   Property Plus Report – Equity Loans
   Property Plus Report – Refi.’s
   Property Plus Report – 2nd COMBO
   Property Plus Report – Update
   
   
2. DRI (EPN Solutions)
   Services offered:
   Property Plus Report – Equity Loans
   Property Plus Report – Refi.’s

• To learn more about Property Plus Reports, click here.

Service Provider(s) to choose from:

1. General American Corp. (GAC)
2. Nationwide Appraisal
3. ACRAnet

• The Mortgage Loan Report (MLR) is a 30 second report vs. the 3-4 day waiting period that identifies mortgage secured liens as currently reported on the borrower’s credit report. The MLR also includes a place for borrowers to add any other lien holders not listed in the report.
  
  
• To learn more about the MLR, click here.

  Service Provider(s) to choose from:

  1. ACRAnet
  2. NCO
  3. SARMA
  4. CERTIFIED CREDIT REPORTING
  

Service Provider(s) to choose from:

1. Guardian Docs - Document preparation services.
2. DAC Signing Service - Document signing services.

Coming Soon!